There are several bills moving through both the U.S. House of Representatives and the U.S. Senate on health care reform.

H.R. 3200, America’s Affordable Health Choices Act of 2009 guarantees that you won’t be denied coverage by an insurance company because of a pre-existing condition, prevents you from losing your health insurance if you get sick and allows you to keep your insurance if you change jobs, lose your job or start a small business.

Americans will be able to compare the price and quality of different health care plans. If you like your current plan, you can keep it.

The legislation, as introduced, and consequently passed by three committees – the House Ways and Means, Education and Labor , and Energy and Commerce Committees -- creates a government-sponsored public plan for individuals and families that lack health insurance. The public plan will compete with insurance companies, forcing them to keep their costs reasonable.

The bill includes limits to make sure that families won’t go bankrupt because of illness.

It also improves oversight and cracks down on waste.

Taxes on employer-sponsored health insurance are not in the House proposal.

Congress is working on a way to fully pay for health care reform. Lawmakers have proposed changes to Medicare and Medicaid, making them more efficient, and imposing a surcharge that will affect only the wealthiest one percent of households, and only four percent of small businesses.

The House bill will move to the House Rules Committee, which will reconcile the three versions, when lawmakers return from their August recess. The full House will then vote on the bill.

The Senate is working on legislation in the Senate Finance and Health, Education, Labor, and Pensions Committee. The Senate HELP has finished working on its version of the Affordable Health Choices Act. The Senate Finance Committee will not have completed its work in August before the recess.